This is suitable for businesses with a debtor book looking to reduce the funding gap between supplying your goods and services and being paid for them, with outstanding invoices being the security for the facility.

 

This can be a great alternative to an overdraft request and the facility can include or exclude the lender managing the debtor book on your behalf.

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Key features of Invoice Finance include:

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• Up to 90% of the invoice value paid to you on issue

• On-line process and cash paid into your account same day / next day

• Bad debt Insurance can be included if necessary to give additional peace of mind

• Can be offered to most Business types and Industry Sectors

• Easy to set up and the service can be operational within 7 – 10 working days

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Key benefits of Invoice Finance include:

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•    Optimised Cash Flow: Receive payment for your invoices in a timely manner, ensuring that your business has the necessary capital to meet operational expenses.

•    Increased Access to Working Capital: Obtain additional working capital to invest in growth initiatives, expand your workforce, or manage day-to-day operations.

•    Customisable Repayment Terms: Select from a range of flexible repayment options that align with your business's financial requirements.

•    Credit Rating Improvement: Enhance your cash flow and maintain a strong balance sheet, leading to a positive impact on your credit rating.

•    Growth Opportunities: Release capital tied up in outstanding invoices, allowing you to pursue growth prospects such as expanding your operations or launching new products or services.

•    Streamlined Invoice Management: Enjoy the benefits of a centralised invoicing system, facilitating the tracking of payments and reconciliation of accounts.