BRIDGING FINANCE

VAST Commercial Finance are a leading provider of commercial bridging finance solutions having partnered with 40+ bridging lenders, offering bespoke financial products that are tailored to meet the specific needs of our clients. Whether you require finance for property acquisition, development, refurbishment or working capital, our experienced team of finance professionals can provide you with the necessary expertise and support to make your project a success.

Property acquisition: Bridging finance is often used to purchase new properties quickly, particularly in situations where traditional mortgage financing is not available or is too slow. This is particularly useful for property developers or investors who need to move quickly to secure a property before it is sold to someone else.

Property refurbishment: Bridging finance can also be used to fund property refurbishment projects. This is particularly useful for property developers who want to upgrade or improve a property to increase its value before selling it on.

Property development: Bridging finance can be used to fund new property development projects. This may include purchasing land or existing properties that can be developed, or funding the construction of new properties.

Working capital: Bridging finance can also be used to provide working capital for businesses. This is particularly useful for businesses that have a short-term cash flow problem and need to access capital quickly to fund day-to-day operations.

What types of bridging loans do we offer?

VAST Commercial Finance offer a range of bridging loans from £50,000 to in excess of £25,000,000. Highlighted below are some key features of how a Bridging Loan works:

Bridging Loans:

Short-term: Bridging finance is typically offered for a short-term period, usually ranging from a few months up to 24 months. This makes it ideal for situations where funding is required quickly, such as property purchases or refurbishments.

Secured: Bridging finance is usually secured against an asset, such as property, which means that the lender has the right to take possession of the asset if the borrower fails to repay the loan. This provides security for the lender and enables them to offer more favourable terms.

Fast application process: Bridging finance has a streamlined application process, which means that funds can be released quickly. In some cases, funds can be released within 48 hours.

Flexible repayment terms: Bridging finance can have flexible repayment terms, with some lenders offering the option to defer interest payments, service the loan on an interest-only basis, or to repay the loan early without penalty.

Tailored to specific needs: Bridging finance is often tailored to meet the specific needs of the borrower. This means that the loan amount, interest rate and repayment terms can all be negotiated to ensure that they meet the borrower's requirements.

In summary, commercial bridging finance is a versatile financing option that can be used for a wide range of purposes. It is particularly useful for businesses and property developers who need quick and efficient access to capital to fund their projects.

If you are interested in commercial bridging finance for your business, please do not hesitate to get in touch with us today. Our team would be happy to answer any questions you may have and provide you with a no-obligation quote.

Not sure which finance product you need?

Our experienced team are available to speak to you about your options.