Modern Building

COMMERCIAL & INVESTMENT REAL ESTATE

Are you looking to do one of the following:

  1. Purchase commercial property for your own business to occupy?

  2. Purchase commercial property as an investment?

  3. Acquire an existing business that already owns its trading premises?

  4. Re-mortgage an existing commercial property to obtain the best rates and terms available?

VAST Commercial Finance offer a range of commercial real estate solutions for business wishing to purchase or re-mortgage their trading premises through to investors in both commercial and residential property.

Commercial Mortgages

If you are looking to purchase a Commercial Property for your own occupation, via a SPV as a longer-term investment or perhaps you wish to purchase a trading business or re-mortgage an existing property then speak to one of our directors.

 

We will provide you ready access to over 50 major Commercial Mortgage Lenders active in the market who will look to provide a Commercial Mortgage at competitive rates up to 30 year terms. We can provide both capital and interest repayment schemes or interest only options.

Buy-To-Let Mortgages

Buy-to-Let Mortgages allow the borrower a first charge loan using a Residential Investment Property as security.

We can offer:

  • Standard Buy-to-Let mortgages are structured so that the property is rented to tenants and the mortgage payments are covered by the rent generated from the tenancy.
     

  • HMO Mortgages are a conventional Buy-to-Let mortgage taken over a property that has multiple tenants.
     

  • Holiday Let mortgage are a conventional Buy-to-Let mortgage on property that has long-term tenancy restrictions.
     

  • Portfolio Mortgages straddle the border between Buy-to-Let mortgage lending and Commercial Mortgages as a loan over multiple properties. In Buy-to-Let mortgage form this will take individual loan charges against each property whereas in commercial form a single loan facility can stretch over multiple properties. The former tends to be interest only, the latter amortizing.

Do you have a question? Contact us

We are here to assist. Contact us by phone, email or via our social media channels.